About the Policy
Car insurance, also known as vehicle insurance, provides financial protection against damages to your car due to accidents, natural calamities, theft, and burglary. It also covers third-party liabilities if you cause injury or property damage in an accident.
In India, having at least third-party car insurance is mandatory. Our comprehensive car insurance policy ensures you are covered against various risks at an affordable premium, allowing you to drive worry-free. You can choose from comprehensive, third-party only, and own-damage only policies based on your needs.
Our car insurance policy includes coverage for towing charges up to INR 1,500 for cars and commercial vehicles, with options for higher limits at extra cost.
Common exclusions include wear and tear, breakdowns, consequential loss, driving without a valid license or under the influence of alcohol, loss due to war or civil unrest, and claims arising from contractual liability. You can opt for add-on covers for accessories like stereos and air-conditioners, personal accident covers for passengers and drivers, and legal liability to employees and non-fare paying passengers in commercial vehicles.
Key Features
Check out the key features offered by this private car insurance policy.
- Third-party liability coverage
- Options for add-on covers
- Affordable premiums
What types of car insurance policies are available?
We offer comprehensive car insurance, third-party only, and own-damage only policies to suit different needs and preferences.
Who can purchase a car insurance policy?
Any vehicle owner whose vehicle is registered in their name with the Regional Transport Authority in India can purchase a car insurance policy.
What is IDV and why is it important?
IDV, or Insured's Declared Value, represents the sum insured of a vehicle. It determines the claim amount payable in case of theft or total damage beyond repair. IDV is based on the vehicle's listed selling price adjusted for depreciation.
