About the Policy
Life’s uncertainties can be daunting, especially when accidents occur. The Personal Protect Insurance Policy is designed to offer financial support in the event of accidents, ensuring that you and your family are not burdened with unexpected expenses.
This policy provides comprehensive coverage for accidents, including death, disability, and loss of income, offering peace of mind and security for the future.
Accidents can be emotionally and financially devastating. With the Personal Protect Insurance Policy, you secure your family’s future, protecting them from the financial strain of medical bills, treatment, and loss of income during recovery.
Any individual between 18 and 65 years of age can buy this policy for themselves, their spouse, dependent children (91 days to 23 years), parents, and parents-in-law.
Customer Benefits
Check out the key benefits offered by a standard personal accident policy in India.
- Cumulative Bonus for continuous coverage
- Permanent Total Disability (PTD) benefit
- Coverage for death, disability, and income loss
What is the minimum and maximum coverage?
The minimum coverage is Rs 1,00,000, and the maximum is Rs 1,00,00,000. The sum insured for Accidental Death Benefit/PTD is limited to 120 times monthly gross income or 10 times the annual gross earnings from employment.
Can I get additional benefits with the policy?
Yes, the policy offers add-on covers for hospital confinement and ambulance charges, enhancing the protection and ensuring comprehensive coverage for a range of accident-related expenses.
