About the Policy
Health insurance, also known as medical insurance, is a crucial tool that protects you from financial instability during health emergencies. Contrary to the common misconception that only the elderly or those with health risks need insurance, it is essential for everyone.
A comprehensive health policy provides peace of mind during hospitalization by covering medical bills. Purchasing medical insurance online ensures quick and efficient service.
Uncertainties like COVID-19 highlight the critical need for health insurance. Rising healthcare costs make individual health coverage essential for financial protection, offering either cashless treatments or reimbursements for medical expenses.
Health insurance is a policy that covers your medical expenses during health emergencies, ensuring you are financially protected from high medical costs.
Key Benefits
Check out the key benefits offered by a standard health insurance policy in India.
- Coverage for pre-existing diseases
- Cashless treatment facilities
- Protection against medical inflation
Why do I need an individual health insurance plan?
With rising medical costs and increasing health risks, an individual health insurance plan ensures financial stability during medical emergencies and provides peace of mind.
What tax benefits can I avail with health insurance?
Under Section 80D of the Income Tax Act, 1961, you can avail tax exemptions on premiums paid towards health insurance policies, reducing your taxable income.
Does health insurance cover pre-existing diseases?
Yes, most individual health insurance policies cover pre-existing diseases, ensuring that medical conditions you had before purchasing the policy are also covered.
